Terms of Service
Michael Cain
Effective Date: September 24, 2026
SMS Messaging Terms and Compliance
Program Description
Michael Cain offers an SMS messaging program for individuals who voluntarily provide their mobile number and explicitly consent through our website chat widget at:
https://aliciakurz.yourmedicarepartners.org/contact-us
Informational and transactional messages may include responses to inquiries, appointment confirmations, appointment reminders, scheduling updates, coverage review communications, and customer support.
Promotional messages may include insurance information, service announcements, educational content, and promotional communications. Promotional messages are only sent when the consumer provides separate authorization to receive them.
Consent to receive informational messages and consent to receive promotional messages are collected separately through the chat widget. Neither consent option is selected automatically. Consent to receive text messages is not a condition of purchasing any product or service.
Message Frequency
Message frequency varies based on your interactions, inquiries, requested services, and appointment activity.
Message and Data Rates
Message and data rates may apply to messages sent to you and messages you send to us. Contact your wireless provider with questions regarding your text or data plan.
Cancellation Instructions
You may cancel the SMS service at any time by replying STOP to any message sent by Michael Cain.
After you reply STOP, you may receive one final message confirming that you have been unsubscribed. You will not receive additional SMS messages unless you provide consent again.
Support Information
For assistance, reply HELP to any message.
You may also contact us at:
Email: [email protected]
Phone: +1 832-648-4534
Carrier Liability
Wireless carriers are not liable for delayed or undelivered messages.
Supported Carriers
Our SMS program is designed to work with major United States wireless carriers and many regional carriers. Message delivery is subject to carrier availability and network conditions.
Age Requirement
You must be at least 18 years old to participate in our SMS messaging program.
Privacy
Mobile information, SMS consent, and opt in records will not be sold, rented, or shared with third parties or affiliates for marketing or promotional purposes.
Information may be shared with service providers only when necessary to operate the messaging program and deliver messages requested by the consumer.
Please review our Privacy Policy:
https://aliciakurz.yourmedicarepartners.org/privacy-policy
General Terms
This website, referred to as the Site, is owned and operated by Michael Cain, referred to as the Company, we, us, or our.
By accessing or using the Site, you agree to these Terms of Service, our Privacy Policy, and any additional terms that may apply to particular services or areas of the Site.
If you do not agree with these Terms of Service, please discontinue use of the Site.
Changes to These Terms
We may update these Terms of Service periodically. Changes will become effective when the revised terms are published on the Site.
Your continued use of the Site after changes are published constitutes acceptance of the updated terms.
Intellectual Property Rights
The Site and its original content, design, text, graphics, images, videos, logos, and other materials are owned by or licensed to Michael Cain and are protected by applicable copyright, trademark, and intellectual property laws.
The Site is provided for personal and noncommercial use.
Unless we provide written permission, you may not copy, modify, reproduce, republish, upload, sell, transmit, translate, distribute, exploit, or create derivative works from materials available through the Site.
You may print or download one copy of individual pages for personal and noncommercial use, provided that all copyright and proprietary notices remain intact.
Content Submitted by Users
If you voluntarily submit content to us, including comments, reviews, photographs, videos, or other materials, you represent that you own the content or have permission to submit it.
You grant Michael Cain a nonexclusive, worldwide, royalty free license to use, reproduce, modify, publish, and display that content for purposes reasonably related to our services and business operations.
Insurance Information Disclaimer
Information presented on the Site is provided for general educational purposes and should not be considered a guarantee of coverage, eligibility, benefits, premiums, or enrollment.
Insurance availability, plan details, benefits, costs, and eligibility requirements may vary by carrier, location, individual circumstances, and applicable regulations.
Contact Michael Cain for assistance evaluating available options. Final coverage decisions and policy terms are determined by the applicable insurance carrier.
Third Party Websites and Services
The Site may contain links to websites or services operated by third parties.
We do not control and are not responsible for the accuracy, availability, security, products, services, or privacy practices of third party websites. A link does not necessarily represent an endorsement or sponsorship.
Your use of third party websites is subject to the terms and policies of those third parties.
Online Transactions
Certain sections of the Site may allow you to request, purchase, or access products or services provided by third parties.
Transactions with third party providers are between you and the applicable provider. Michael Cain is not responsible for losses or damages resulting from your dealings with an independent third party.
Disclaimer of Warranties
The Site and its content are provided on an as is and as available basis.
To the fullest extent permitted by law, we disclaim warranties of any kind, whether express or implied, including warranties of accuracy, availability, merchantability, fitness for a particular purpose, and noninfringement.
We do not guarantee that the Site will always be available, secure, uninterrupted, or free of errors.
Limitation of Liability
To the fullest extent permitted by law, Michael Cain and its affiliates, representatives, employees, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the Site.
Some jurisdictions do not allow certain limitations of liability. In those jurisdictions, our liability will be limited to the greatest extent permitted by law.
Indemnification
You agree to indemnify and hold harmless Michael Cain, its affiliates, representatives, employees, and service providers from claims, damages, liabilities, costs, and expenses resulting from your violation of these Terms of Service or misuse of the Site.
Account Security
If the Site allows you to create an account, you agree to provide accurate and current information.
You are responsible for protecting your login credentials and for activities performed through your account.
If you suspect unauthorized access, contact us immediately at [email protected].
Termination
We may restrict or terminate access to the Site if we reasonably believe that a user has violated these Terms of Service, misused the Site, or engaged in unlawful activity.
Upon termination, the user must stop using the Site and any protected content obtained through it.
Governing Law
These Terms of Service are governed by the laws of the state where Michael Cain operates, without regard to conflict of law principles.
Any dispute will be handled in the appropriate jurisdiction, subject to applicable law.
Contact Information
Questions regarding these Terms of Service may be directed to:
Michael Cain
Phone: +1 832-648-4534
Email: [email protected]
Website: https://michaelcain.yourmedicarepartners.org/contact-us
Privacy Policy:
https://aliciakurz.yourmedicarepartners.org/privacy-policy
SMS Consent Page:
https://aliciakurz.yourmedicarepartners.org/contact-us
Copyright 2026. All Rights Reserved.